Can I avail cash loans despite my poor credit scores?
Yes, you can easily avail unique loan services available at 12 Month Loans No Fee irrespective of your credit score status. You will not be put through any credit checks and therefore factors such as arrears, defaults etc. in your profile do not influence decision of our lenders.
What is the eligibility criterion for unsecured loans?
Unsecured loans are available for all US borrowers who have crossed eighteen years of age. Besides, you need to have a valid checking bank account and should also be an employed person with a regular source of monthly income.
How much can I borrow?
The borrowed amount will vary on the basis of your specific requirements, income and also repayment ability.
How long the application will take for approval?
Your loan application will get processed the moment it reaches us online. We will let you know a decision within twenty four hours of submission of the application.
Is there any restriction on the usage of borrowed amount?
No, with 12 Month Loans No Fee you are fully free to make use of the borrowed amount to meet whichever requirement you think demands prior attention.
Is the online application process free of cost?
Yes, you do not have to pay anything as cost of loan application.
Can I withdraw my application at any time?
Yes, you are free to cancel your loan application if you feel so.
What can I do for more information?
If you need any further information, you are absolutely free to contact us anytime.